By: Tradeudhaar.com
Ensure you pay your bills on time. Late payments can negatively impact your CIBIL score, affecting your financial health.
Maintain a healthy credit card balance. Use only a portion of your credit limit to show responsible credit usage.
Having a mix of credit types credit cards, loans can positively influence your score. It reflects responsible handling of various financial products.
Regularly check your credit report for errors. dispute inaccuracies promptly to prevent unwarranted score reductions.
Too many loan inquiries can lower your score. apply for credit selectively and responsibly to protect your financial standing.
Focus on reducing outstanding debts. employeestrategies like debt consolidation to streamline payments and improve your overall financial health.